Hillebrand Cargo Insurance is an ‘all risks’ insurance package, covering wines, beers, spirits, soft drinks; in bottle, bag in box or in bulk, against physical loss or damage during transit. For example, if a bottle is accidentally smashed, the insurance will be triggered. Other examples of covered losses include: theft, fire, breakage, water damage, contamination, damage resulting from a natural disaster, collision. It covers all modes of transport (sea, air, rail, road, and barge) and any carrier. The insurance will also cover the costs for removal or debris or clean-up of the spillage resulting from a covered loss. It also provides coverage for the costs you may incur in case General Average is declared on the ship your cargo is loaded on.